Depending on where you live, you have several choices for medical coverage. All Intuit medical plans cover preventive care at 100% and offer virtual health care visits, as well as prescription drug coverage. Where you fill your prescriptions varies, depending on which plan you enroll in.

Cigna Choice Fund with Health Savings Account (HSA)

This is a high-deductible health plan (HDHP), and it is the only plan that offers in-network and out-of-network coverage. As an HDHP, this is the only Intuit medical option that comes with a tax-advantaged HSA, which lets you save for current or future health care expenses and get free money from Intuit.

• If your annual salary is under $80,000, Intuit will contribute $1,000 for individual coverage and $2,000 for family coverage.
• If your annual salary is $80,000 or more, Intuit will contribute $750 for individual coverage and $1,500 for family coverage.

UnitedHealthcare (UHC) Network plan, Cigna Managed Network plan, and Kaiser plan (California and Georgia only)

These plans offer in-network coverage only and have predictable out-of-pocket costs. There’s no deductible for you to pay before the plan pays for services and prescriptions.

Depending on where you live, you have two options for dental coverage. Both plans cover preventive dental care at 100%. The differences are the plan deductibles, the amounts you and the plan pay for in- and out-of-network services, as well as annual plan year maximums and orthodontia lifetime maximums.

Aetna Dental PPO plan

This plan gives you the flexibility to choose any dentist in- or out-of-network. However, if you choose a dentist who is not in the network, you’ll pay more for services.

Aetna Dental DMO plan

This plan requires you to pick a primary care dentist (PCD) in the Aetna DMO network for regular exams and for referrals to get specialty care. In exchange, the DMO plan costs less than the PPO plan. This plan has no out-of-network coverage, so it might not be available in all parts of the country. If it’s available in your area, it will be shown as an option when you enroll.

Not sure which plan is right for you?

Refer to the FY25 comparison chart for a side-by-side look at the plans. You can also use the Compare feature from the dental election page on My Benefits to see the differences between both plans.

Intuit offers one vision plan through VSP Vision, that offers in- and out-of-network coverage. When you choose an in-network VSP provider, you pay only a $10 copay for your annual exam. The plan provides coverage for prescription glasses or contact lenses every 12 months. Refer to the FY25 comparison chart for the highlights of the plan.

The flexible spending accounts and health savings account let you set aside pretax money to pay for eligible expenses. Compare them to see what’s right for you.

Flexible spending accounts (FSAs)

Intuit offers three FSAs. Each account is subject to an IRS use it or lose it rule. This means that any unused funds in your account do not roll over from year to year.

• Health care FSA. Save tax-free money (up to $3,200 for FY25) to pay for eligible health care, vision, dental, prescription, and certain over-the-counter health care expenses. You do not need to be enrolled in an Intuit medical plan to participate in the health care FSA.
• Limited purpose FSA. Allows employees enrolled in the Cigna Choice Fund medical plan to use tax-free savings (up to $3,200 for FY25) to pay for eligible dental and vision expenses only.
• Dependent care FSA. Save pretax money (up to $5,000 for FY25) to pay for day care and other eligible expenses. You don’t need to be enrolled in an Intuit medical plan to participate in the dependent care FSA. Intuit matches your contributions up to $650.

Health savings account (HSA)

The HSA—available only if you enroll in the Cigna Choice Fund medical plan—lets you pay for eligible out-of-pocket medical, dental, and vision expenses, now or in the future. Intuit contributes to your HSA, and you can too. For FY25, you can contribute up to $4,150 for yourself or $8,300 for your family. If you’re age 55 or older in FY25, you can make an additional $1,000 catch-up contribution. Best of all, any unused funds in your account roll over from year to year and are yours to keep even if you change health plans, leave Intuit, or retire. The Help Me Choose feature on the HSA election page on My Benefits can help you decide how much to contribute to your account in FY25.

Legal insurance through ARAG gives you access to a nationwide network of attorneys who can advise and represent you on a variety of subjects, including:

• Rental disputes, traffic tickets, adoption proceedings, and home purchases.
• Preparing wills, trusts, and other personal documents.
• Elder care services, family support services, and specialized services to support the LGBTQ+ community.
• Identity theft insurance that covers up to $1 million for expenses associated with restoring your identity, loss of income, and fraudulent withdrawals.

Note that you can enroll in or drop legal insurance coverage only during annual enrollment, unless you experience a qualifying life event.

Basic life insurance

Intuit automatically provides basic life insurance coverage in the amount of two times your base earnings (your annual salary before you receive any additional compensation such as bonuses), up to $2 million.

Optional life insurance

During annual enrollment, you can enroll in or increase coverage for yourself and/or your dependents:

• For yourself: Up to eight times your annual earnings ($4 million maximum, combined with basic life insurance)
• For your spouse/domestic partner: From $25,000 to $500,000 (not to exceed your combined basic and optional coverage amount)
• For your eligible, unmarried child(ren), up to age 26: $25,000

Not sure how much to elect? The Help Me Choose feature on the life insurance election page on My Benefits can help you decide what level of coverage best meets your needs. Note that adding optional life insurance or increasing your coverage during annual enrollment may require evidence of insurability to the insurer.

AD&D insurance

Intuit automatically provides basic AD&D coverage of two times your annual earnings (up to $2 million).

Optional AD&D insurance

During annual enrollment, you can enroll in or increase coverage for yourself and/or your dependents:

• For yourself: Choose between one and eight times your annual earnings ($4 million maximum, combined with basic AD&D)
• For your spouse/domestic partner: 50% of the optional AD&D benefit you choose for yourself ($4 million maximum, combined with basic AD&D)
• For your eligible, unmarried child(ren), up to age 26: Up to $10,000

AD&D coverage is always guaranteed and will not require evidence of insurability to the insurer. Note that you can enroll in or drop life and accident insurance coverage only during annual enrollment, unless you experience a qualifying life event.